Risk Management Data Analyst (Trainee) – Financial Sector

About the Company

Montecito Bank & Trust is a community bank based in Santa Barbara, California, offering a full range of financial services. Founded in 1975, it prides itself on its strong local roots, commitment to its clients, and active involvement in the community. We are dedicated to fostering a supportive work environment where our employees can thrive and make a tangible impact.

Job Description

Montecito Bank & Trust is seeking a highly motivated and detail-oriented individual to join our team as a Risk Management Data Analyst (Trainee) – Financial Sector. This is an excellent entry-level opportunity for aspiring professionals looking to kickstart their career in the dynamic world of financial risk management. No prior experience in risk management is required, as comprehensive training will be provided to ensure your success. As a Trainee, you will work closely with experienced risk professionals, learning the fundamentals of data analysis, risk identification, and regulatory compliance within the financial sector. This role offers a unique chance to develop valuable skills, contribute to critical business functions, and grow within a respected community bank.

Key Responsibilities

• Assist in the collection, organization, and validation of financial data from various sources for risk analysis.
• Support the preparation of accurate and insightful risk reports, dashboards, and presentations for internal stakeholders.
• Learn and apply basic risk management principles, methodologies, and regulatory requirements relevant to the financial industry.
• Contribute to ongoing data integrity and accuracy initiatives to ensure reliable risk assessments.
• Participate actively in all provided training sessions, workshops, and professional development programs.
• Collaborate with team members to understand specific data requirements and project goals.
• Perform other ad-hoc duties and analyses as required to support the Risk Management department.

Required Skills

• Strong analytical aptitude and a keen interest in problem-solving.
• Proficiency in Microsoft Office Suite, particularly Excel (e.g., pivot tables, VLOOKUPs, basic formulas).
• Excellent verbal and written communication skills for clear and concise reporting.
• High level of attention to detail and commitment to data accuracy.
• Demonstrated ability to learn quickly, adapt to new systems and processes, and take initiative.
• A Bachelor's degree in Finance, Economics, Business, Mathematics, Statistics, or a closely related field (or currently pursuing final year).

Preferred Qualifications

• Basic understanding of financial markets, banking operations, or regulatory environments.
• Familiarity with data visualization tools (e.g., Tableau, Power BI) is a plus.
• Prior experience with data entry, administrative tasks, or internships in a professional office setting.

Perks & Benefits

• Comprehensive health, dental, and vision insurance plans.
• 401(k) retirement plan with competitive company matching contributions.
• Generous paid time off (PTO) and company-paid holidays.
• Extensive professional development and continuous learning opportunities.
• Employee assistance program (EAP) for personal and professional support.
• Opportunities for significant career growth and advancement within a stable and reputable financial institution.
• Active participation in community involvement initiatives.
• A supportive and collaborative work environment focused on employee well-being.

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